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Advance America was established in 1997 and is presently one of the nation’s largest payday mortgage companies, providing full service operations each at in person places and on-line. Advance America called me and mentioned I used to be approved for up to 5000 cash loan. I needed to Western Union them seventy five dollars then they said they needed to get my credit score report fixed which still is not. They ripped me off another 450 dollars, now they are demanding one other 450 for verification and still no mortgage. I advised them I needed and they nonetheless fail to give, numbers are from Missouri and California. If any legal professional can help with no fees please name The quantity that retains calling me is a 209 quantity, his title is Johnny. If anyone may very well be of help no charges name me.

A business mortgage is cash that’s often lent to a business instead of to an individual. These loans are also sometimes referred to as commercial and industrial or enterprise loans. They are often secured by property — generally a private residence — and are steadily used to fund enterprise operations or bills. These loans are often quick-term, and can be very dangerous. Additionally they often include excessive rates of interest and severe penalties for non-cost. Commercial loans are a poor selection for a personal loan.

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It is an expensive short-term loan with an astronomical APR. They are very upfront about this and that’s why you need to solely use their service in the event you’re in the course of an emergency and haven’t any different choices. That mentioned, my mortgage was permitted in minutes, deposited into my account the subsequent day, and I paid it off on the due date which glad every advance cash america hours obligation I needed to them. It was a simple, ache-free course of. Helped me to make amends for a number of payments after a pair weeks of not having the ability to work as a lot. No mysterious Indian males, no pay as you go debit playing cards, nobody persevering with to debit my account after everything was paid off. I’d completely use them once more if I was in a good bind.

As a nationally acknowledged financial service provider, it focuses on payday loans, installment loans, lines of credit and title loans amongst other providers. It’s absolutely licensed in all the states where it operates and is a founding member of the Group Financial Companies Association.

It needs to be understood that the design of a microloan in Advance America is somewhat completely different from the design of a bank mortgage. All the pieces is way simpler. And this microfinance group is loyal. Nonetheless advance america, it is important to have in mind several nuances regarding the scale of the amount of the title loan and the necessities for the collateral object.

Core Factors For Advance America Cash Advance – What\’s Needed

I obtained an electronic mail from this “firm” – stated my identify had been given to them. The man I talked to was Christopher – he was one in every of many. I wish I might have investigated them extra and had the luck as CA had – I didn’t and have despatched them money for “charges”. At present they mentioned the loan was ready but they needed another $four hundred for extra charges. I told them I don’t have it and had already despatched them $$$$. Their remark was they would maintain my file for 2 weeks. I replied no such luck – you have already got $$$. I requested if they might send my “fees” back they usually stated it was towards some federal lending corporation rule. I’m simply sick that I fell for this rip-off.

Two consumers reported receiving a call from an individual claiming to symbolize Money Advance America. In one case, the buyer was advised they’d obtain a deposit and was instructed to purchase iTunes present playing cards and ship them to the caller. The consumer complied with the caller’s requests; however no loan was supplied. Within the second case, the buyer was informed to buy a Google Play gift card from a neighborhood retailer with a view to prove the buyer could repay the loan. The buyer bought an Amazon gift card instead when the buyer suspected it might be a scam. The consumer contacted the alleged consultant who the consumer recognized as Brian Jones. When she told Mr. Jones she purchased a special kind of present card the patron stated that Mr. Jones turned very upset together with her.

I am very upset as my checking account is at risk of being intercepted for the complete quantity $one hundred twenty this week due to my not having a brand new examine to write. I attempted to communicate with this firm, supplied to make the payment and asked if something could possibly be documented in my file that I will usher in a new verify as quickly as I received them probably this week.

Customers should concentrate on this firm. They known as me and stated I was approved for a loan and solely after they verified my information he informed me with a view to do the loan I would have to pay a processing fee in the amount of $200.00 and I would have to buy itunes cards to pay for it. After realizing this was a scam and their company having my banking info I changed my banking info.


Where is Advance America Cash Advance Corporate office Headquarters

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Advance America Cash Advance Headquarters Address and Contact

Advance America Cash Advance
  • Address:  135 North Church Street, Spartanburg, SC 29306, United States
  • Phone Number: 864-515-5600
  • Fax Number: 302-636-5454
  • Email: [email protected]
  • Number of Employees: 6000
  • Established: 1997
  • Founder: N/A
  • Key People: William M. Webster IV (Chairman of the Board)

Advance America Cash Advance Headquarters Location & Directions

Advance America Cash Advance Headquarters Executive Team



James A. Ovenden

Chief Financial Officer and Executive Vice President

Ladson F. Belcher

Senior Vice President of North American Field Operations

Darryl M. Weaver

Executive Vice President and Zone Director

About Advance America Cash Advance, History and Headquarters Information

Advance America Cash Advance is a fully licensed financial company with well over 1,900 outlets nationwide and an online platform to provide easy and fast online cash advances, cash loans and many more. Through Advance America, getting a loan is fast and easy regardless if you apply in-store or through the online platform. Both options are simple and quick. Advance America is headquartered in Spartanburg, South Carolina and was founded in 1997 as a public trading company under the supervision of the SEC. Later, the company took the path towards money lending services and has, ever since, become one of the largest financial institutions that can provide loans up to $25,000 in just under an hour.  Advance America also features different types of cash loans ranging from payday loans, which is a short term loan typically due on your next payday. Installment loans, which offer large loan amounts with longer repayment terms. Line of Credit, which allows you to draw money as long as there are available funds.

Advance America Cash Advance Headquarters Photos

Advance America Cash Advance Resources

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Store Locations

Certain limitations apply. Subject to approval. See your local store for more details and additional disclosures. Checks or money orders may be issued instead of cash. Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. Licensed by the Delaware State Bank Commissioner to engage in business in Delaware. Delaware Licensed Lender License #s: 6996; 4472; 9644; 4474; 8061; 6971; 7092; 8052; 6076; 7400; 4473; 7556; 010431 and 012075. Rhode Island Licensed Check Casher. In Ohio, loans offered by Advance America Cash Advance Centers of Ohio, Inc., Lic.# ST. 760166.000, main office located at 135 N. Church St., Spartanburg, SC 29306. In Texas, loans arranged with an unaffiliated third-party lender by ACSO of Texas, LP. d/b/a Advance America, a registered credit services organization (“CSO”), and subject to lender's approval.

*Advance America makes title loan referrals to LoanCenter at no cost to you and does not qualify you for a loan. Loans made by First Electronic Bank, member FDIC, or Wilshire Commercial Capital, LLC. Not available in all states. Loans subject to lender’s approval. In California, loans are made pursuant to a Department of Business Oversight California Finance Lenders License, with a minimum loan amount of $2,510.

Short-term loans are not intended to be long-term financial solutions. Customers with credit difficulties should seek credit counseling. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive.

Payday Loans - Advance America, Check Into Cash, and Cash 'N Go

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Fast application. Instant approval decision. Good credit not needed.

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Why Advance America?

Through 23+ years and over 134 million loans, we've helped our customers keep moving forward.

Person satisfied with the perfect loan solution from Advance America

Youare not a loan.

Person satisfied with the perfect loan solution from Advance America

Youare not a loan.

We'll work with you to find the perfect loan solution to fit your life.

Person riding a bike happily after getting loan approved in minutes from Advance America

Seize the today.

Person riding a bike happily after getting loan approved in minutes from Advance America

Seize the today.

Receive approval in minutes and get your money in time to tackle your day.

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Prepare for the best.

Woman smiles knowing Advance America is transparent and safe

Prepare for the best.

Have confidence knowing we will always be transparent and keep your information safe.

Getting a loan is fast and easy

Get started online or in store.


Get approved within minutes.


Receive money same day.*

*Online applications processed before 10:30 AM ET (Monday – Friday) may be eligible for same-day funding to your bank account. Online applications processed between 10:30 AM ET and 8:00 PM ET are typically funded the next banking day, but exceptions may apply.

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The young lady that helped me was very nice and friendly. The place was very clean. She was very knowledgeable. I will tell people to use your…

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My application was processed promptly with ease.

— Jeremiah, 10/03/2021

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Advance America locations

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You can find an Advance America storefront in over half the US. Depending on where you live, you may be able to take out a payday loan, installment loan, title loan or line of credit — and leave the store with cash in hand.

Where is Advance America located?

Advance America has over 1,700 stores spread across 28 states.

Alabama105Payday loans, installment loans, title loans
California232Payday loans, installment loans, title loans
Colorado19Installment loans
Delaware12Payday loans, installment loans, title loans
Florida222Payday loans
Idaho4Payday loans, installment loans, title loans
Illinois29Payday loans, installment loans, title loans
Indiana76Payday loans
Iowa32Payday loans
Kansas43Payday loans, lines of credit
Kentucky25Payday loans
Louisiana63Payday loans, title loans
Michigan142Payday loans
Mississippi37Payday loans, installment loans, title loans
Missouri65Payday loans, installment loans
Nebraska17Cash advances
Nevada11Payday loans, installment loans, title loans
Ohio129Installment loans
Oklahoma63Payday loans
Rhode Island19Payday loans
South Carolina97Payday loans, installment loans
Tennessee63Payday loans, lines of credit, title loans
Texas163Payday loans, installment loans, title loans
Utah2Payday loans, installment loans
Virginia65Payday loans, title loans
Washington7Payday loans
Wisconsin21Payday loans, installment loans, title loans
Wyoming11Payday loans

Store information last updated June 2019.

How can I find an Advance America location near me?

Advance America has a map tool on its website to help you find a branch that serves your area. Follow these steps to get started:

  1. Visit the Advance America website and click Stores in the top menu.
  2. Click Use my current location or enter your ZIP code.
  3. Select a store from the list provided to find the address, phone number and services offered.

States where Advance America loans are available online

You can also apply for a short-term loan from Advance America online if you live in one of the following states:

  • California
  • Florida
  • Michigan
  • Tennessee
  • Texas

How does getting a short-term loan at Advance America work?

To apply for a short-term loan at an Advance America store, follow these three steps:

  1. Visit an Advance America location and speak with a representative.
  2. Fill out an application by providing information about yourself, including your Social Security number and proof of income.
  3. Wait for a response from the lender.

The entire process typically takes around 15 minutes. If approved, you’ll receive your loan funds on the spot.

What do I need to apply?

When you visit an Advance America store, be sure to have the following information with you:

  • Government-issued photo ID
  • Proof of an active checking account — like a bank statement
  • Proof of income — like a pay stub, benefits letter or direct deposit notice
  • Social Security number
  • Check — varies by state

If you plan on borrowing an auto title loan, you should also bring your vehicle’s lien-free title, the vehicle itself, proof of residence and proof of insurance — depending on where you live.

What other services does Advance America offer at its stores?

Aside from getting a short-term loan, Advance America also offers a few other services and products:

  • Prepaid debit cards
  • MoneyGram money transfers
  • MoneyGram bill pay

Compare other short-term loan providers

Data updated regularly


The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. This could put you at risk of getting caught in a cycle of debt. Carefully review your finances and the loan cost to make sure it fits your budget.

Before you take out a short-term loan

Payday loans, installment loans and auto title loans come with high rates and fees which can trap you in a cycle of debt. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time.

Consider alternatives before opting for a short-term loan:

  • Local resources. Government agencies, nonprofits and local charities often offer free financial services and help with food, utilities and rent for those in need.
  • Payment extensions. Talk with your bill providers about a longer payment plan or extension on your due date if you're behind on payments.

Bottom line

Advance America covers its bases by offering the three most common types of short-term loans in 28 states. But before you make the trip, read our review of Advance America and learn more about payday loans to make sure you understand how borrowing might impact your finances.

Frequently asked questions

  • Visit Advance America’s Contact Us page on its website to fill out an email form or call its general customer service line at 844-562-6480. Representatives are available weekdays from 8 a.m. to 9 p.m. ET and Saturdays from 9 a.m. to 6 p.m. ET.

  • When you apply at a branch location, you’ll leave the store with cash in hand. If applying online, you’ll either receive your funds in your bank account the same day or the next business day depending on what time you submit your application.

  • Advance America offers Netspend Visa Prepaid Cards at many of its storefronts.

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